2025 January ($48,600)
I deposit $1000/mo into a Fidelity investment account, $37,000 total since 2022. I try to pick stocks to hold until retirement.
My favorite book this month was House of the Dead, Dostoevsky’s fictionalized account of his time as a political prisoner in Siberia. I read 45 books in 2024.
| Fund | 1-month | 3-month | 1 Year |
|---|---|---|---|
| My Fund | 4.3% | 8.19% | 24.2% |
| S&P 500 | 2.8% | 6.2% | 26.4% |
| Dow Jones | 3.1% | 6.6% | 26.3% |
Nice win this month. NVDA went down -13% but META went up +15%. Some of my Chinese holdings did well, like JD (+19%) and BABA (+16%).
January 2025: AI is overhyped, and now the Chinese have it.
This is the year that AI becomes undeniable, the year that we lose the comfort blanket that it’s just another silicon valley mirage. If it’s going to take jobs, I want to buy companies that have high revenue and employees to lose.
Sold
Last year I consolidated, now I hold - more than half my holdings are long now, older than a year. Still, I sold $242 this month from health insurance and small semiconductors.
| # | %pos> | thismo | shrs | cost | value | $gain | %gain | tkr | div | description | acct% | cat | area | type |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| X | -100% | -$38 | 0 | $ 21 | $ - | $ (21) | -25% | ELV | 0.7% | ELEVANCE HE | 0.0% | health | USA | insure |
| 173 | -49% | -$28 | 0.1 | $ 41 | $ 29 | $ (11) | -14% | CI | 0.9% | THE CIGNA G | 0.1% | health | USA | insure |
| X | -100% | -$28 | 0 | $ 4 | $ 0 | $ (3) | -10% | SWKS | 2.2% | SKYWORKS SO | 0.0% | tech | USA | sc’s |
| 174 | -47% | -$26 | 0.1 | $ 55 | $ 29 | $ (25) | -27% | HUM | 0.7% | HUMANA INC | 0.1% | health | USA | insure |
| 54 | -12% | -$26 | 0.35 | $ 181 | $ 190 | $ 12 | 5% | UNH | 1.3% | UNITEDHEALT | 0.4% | health | USA | insure |
| 178 | -50% | -$23 | 0.6 | $ 46 | $ 24 | $ (20) | -30% | SQM | 2.3% | SOCIEDAD QU | 0.0% | industry | America | lithium |
| X | -100% | -$20 | 0 | $ 1 | $ - | $ (1) | -3% | MPWR | 0.6% | MONOLITHIC | 0.0% | tech | USA | sc’s |
| 180 | -50% | -$19 | 0.1 | $ 10 | $ 18 | $ 9 | 32% | PANW | 0.0% | PALO ALTO N | 0.0% | tech | USA | secure |
| 177 | -42% | -$18 | 0.3 | $ 29 | $ 25 | $ (4) | -9% | QRVO | 0.0% | QORVO INC | 0.1% | tech | USA | sc’s |
| X | -100% | -$18 | 0 | $ 5 | $ - | $ (5) | -22% | ALB | 1.4% | ALBEMARLE C | 0.0% | industry | USA | lithium |
Bought
I bought 82 different stocks this month. That’s a lot, hmm. Here they are, sorted by category.
| # | %pos> | thismo | shrs | cost | value | $gain | %gain | tkr | div | description | acct% | cat | area | type |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 77 | 9% | $11 | 0.55 | $ 103 | $ 128 | $ 26 | 25% | TMUS | 0.7% | T-MOBILE US | 0.3% | coms | USA | |
| 29 | 5% | $14 | 0.9 | $ 312 | $ 311 | $ (1) | 0% | CHTR | 0.0% | CHARTER COM | 0.6% | coms | USA | |
| 171 | 48% | $10 | 0.75 | $ 29 | $ 30 | $ 2 | 6% | SLB | 0.0% | SCHLUMBERG | 0.1% | energy | USA | oil |
| 155 | 24% | $8 | 0.5 | $ 39 | $ 42 | $ 4 | 9% | SO | 1.8% | SOUTHERN C | 0.1% | energy | USA | util |
| 151 | 31% | $11 | 0.4 | $ 41 | $ 45 | $ 5 | 11% | DUK | 1.8% | DUKE ENERG | 0.1% | energy | Europe | util |
| 138 | 32% | $14 | 0.4 | $ 64 | $ 58 | $ (5) | -9% | MPC | 0.3% | MARATHON P | 0.1% | energy | USA | oil |
| 128 | 15% | $9 | 0.8 | $ 66 | $ 67 | $ 1 | 2% | PEG | 1.1% | PUBLIC SVC | 0.1% | energy | USA | nuclear |
| 127 | 19% | $11 | 1.2 | $ 78 | $ 70 | $ (7) | -9% | TTE | 2.0% | TOTAL ENER | 0.1% | energy | Europe | oil |
| 123 | 21% | $13 | 3 | $ 79 | $ 72 | $ (0) | 0% | EQNR | 9.0% | EQUINOR ASA | 0.1% | energy | Europe | oil |
| 110 | 13% | $10 | 0.9 | $ 100 | $ 89 | $ (10) | -10% | COP | 0.9% | CONOCOPHIL | 0.2% | energy | USA | oil |
| 94 | 5% | $5 | 0.6 | $ 62 | $ 101 | $ 39 | 64% | VST | 0.4% | VISTRA COR | 0.2% | energy | USA | nuclear |
| 89 | 14% | $13 | 0.35 | $ 77 | $ 105 | $ 28 | 37% | CEG | 0.2% | CONSTELLAT | 0.2% | energy | USA | nuclear |
| 66 | 9% | $13 | 2.4 | $ 157 | $ 158 | $ 6 | 4% | SHEL | 3.2% | SHELL PLC S | 0.3% | energy | Europe | oil |
| 35 | 4% | $11 | 2.5 | $ 280 | $ 267 | $ (2) | -1% | XOM | 3.9% | EXXON MOBIL | 0.5% | energy | USA | oil |
| 136 | 26% | $12 | 1 | $ 62 | $ 61 | $ (1) | -2% | HDB | 0.2% | HDFC BANK L | 0.1% | finance | Asia | bank |
| 116 | 14% | $10 | 1.5 | $ 63 | $ 79 | $ 20 | 32% | HSBC | 6.6% | HSBC HLDGS | 0.2% | finance | Europe | bank |
| 100 | 13% | $11 | 0.34 | $ 93 | $ 92 | $ (0) | 0% | CB | 0.5% | CHUBB LIMI | 0.2% | finance | USA | insure |
| 97 | 7% | $6 | 0.16 | $ 88 | $ 95 | $ 7 | 8% | MSCI | 0.3% | MSCI INC | 0.2% | finance | USA | indices |
| 91 | 14% | $12 | 0.17 | $ 107 | $ 102 | $ (4) | -4% | INTU | 0.5% | INTUIT INC | 0.2% | finance | USA | tech |
| 53 | 5% | $10 | 0.37 | $ 159 | $ 193 | $ 35 | 22% | SPGI | 0.7% | S&P GLOBAL | 0.4% | finance | USA | rating |
| 28 | 5% | $15 | 1 | $ 221 | $ 317 | $ 98 | 44% | AXP | 0.7% | AMERICAN EX | 0.7% | finance | USA | credit |
| 12 | 3% | $21 | 1.13 | $ 528 | $ 628 | $ 101 | 19% | MA | 0.2% | MASTERCARD | 1.3% | finance | USA | credit |
| 10 | 3% | $19 | 1.92 | $ 529 | $ 656 | $ 129 | 24% | V | 0.4% | VISA INC | 1.4% | finance | USA | credit |
| 169 | 45% | $10 | 0.75 | $ 29 | $ 31 | $ 2 | 7% | TOST | 0.0% | TOAST INC | 0.1% | food | USA | tech |
| 120 | 13% | $9 | 0.4 | $ 59 | $ 76 | $ 16 | 27% | DASH | 0.0% | DOORDASH I | 0.2% | food | USA | delivery |
| 62 | 10% | $15 | 1.1 | $ 183 | $ 166 | $ (14) | -8% | PEP | 1.9% | PEPSICO INC | 0.3% | food | USA | cola |
| 48 | 6% | $12 | 3.2 | $ 204 | $ 203 | $ 5 | 2% | KO | 2.5% | COCA-COLA C | 0.4% | food | USA | cola |
| 168 | 45% | $10 | 0.3 | $ 29 | $ 31 | $ 2 | 7% | NVS | 0.0% | NOVARTIS A | 0.1% | health | Europe | biotech |
| 166 | 33% | $8 | 0.07 | $ 31 | $ 32 | $ 1 | 4% | VRTX | 0.0% | VERTEX PHA | 0.1% | health | USA | pharm |
| 164 | 44% | $11 | 0.09 | $ 31 | $ 35 | $ 4 | 14% | SYK | 0.4% | STRYKER CO | 0.1% | health | USA | tech |
| 146 | 19% | $8 | 0.06 | $ 49 | $ 49 | $ 0 | 0% | LLY | 0.3% | ELI LILLY & | 0.1% | health | USA | pharm |
| 130 | 16% | $9 | 0.35 | $ 59 | $ 64 | $ 7 | 11% | ABBV | 1.3% | ABBVIE INC | 0.1% | health | USA | pharm |
| 115 | 14% | $10 | 0.8 | $ 91 | $ 79 | $ (10) | -12% | MRK | 1.1% | MERCK &CO. | 0.2% | health | America | pharm |
| 99 | 10% | $9 | 1.1 | $ 135 | $ 93 | $ (41) | -31% | NVO | 0.3% | NOVO NORDIS | 0.2% | health | Europe | pharm |
| 88 | 11% | $10 | 0.37 | $ 110 | $ 106 | $ (3) | -3% | AMGN | 1.1% | AMGEN INC | 0.2% | health | USA | pharm |
| 86 | 11% | $11 | 2.75 | $ 336 | $ 108 | $ (228) | -68% | MRNA | 0.0% | MODERNA INC | 0.2% | health | USA | pharm |
| 82 | 11% | $11 | 0.9 | $ 100 | $ 115 | $ 16 | 16% | ABT | 0.5% | ABBOTT LAB | 0.2% | health | USA | tech |
| 78 | 9% | $11 | 0.21 | $ 119 | $ 126 | $ 7 | 6% | TMO | 0.1% | THERMO FISH | 0.3% | health | USA | tech |
| 76 | 10% | $12 | 0.6 | $ 150 | $ 134 | $ (16) | -11% | DHR | 0.2% | DANAHER COR | 0.3% | health | USA | industry |
| 42 | 18% | $36 | 6 | $ 207 | $ 236 | $ 35 | 17% | RHHBY | 3.3% | ROCHE HOLDI | 0.5% | health | Europe | biotech |
| 31 | 10% | $29 | 2 | $ 314 | $ 304 | $ (5) | -1% | JNJ | 1.6% | JOHNSON &JO | 0.6% | health | USA | goods |
| 176 | 89% | $13 | 0.02 | $ 25 | $ 27 | $ 2 | 7% | TDG | 0.0% | TRANSDIGM | 0.1% | industry | USA | aero |
| 154 | 98% | $21 | 2 | $ 43 | $ 43 | $ 1 | 3% | SSUMY | 1.9% | SUMITOMO AD | 0.1% | industry | Asia | multi |
| 144 | 29% | $12 | 0.4 | $ 47 | $ 52 | $ 5 | 10% | RTX | 0.1% | RTX CORPOR | 0.1% | industry | USA | aero |
| 125 | 14% | $9 | 0.35 | $ 60 | $ 71 | $ 12 | 20% | GE | 0.3% | GE AEROSPA | 0.1% | industry | America | aero |
| 109 | 14% | $11 | 0.24 | $ 86 | $ 89 | $ 4 | 4% | CAT | 0.5% | CATERPILLAR | 0.2% | industry | USA | farm |
| 107 | 14% | $11 | 0.4 | $ 83 | $ 89 | $ 7 | 8% | HON | 0.7% | HONEYWELL I | 0.2% | industry | USA | aero |
| 92 | 10% | $10 | 0.22 | $ 110 | $ 102 | $ (7) | -6% | LMT | 1.2% | LOCKHEED MA | 0.2% | industry | USA | aero |
| 80 | 10% | $12 | 0.5 | $ 121 | $ 124 | $ 4 | 4% | UNP | 1.0% | UNION PAC C | 0.3% | industry | USA | rail |
| 75 | 7% | $8 | 0.29 | $ 116 | $ 138 | $ 23 | 20% | DE | 0.6% | DEERE & CO | 0.3% | industry | USA | farm |
| 6 | 4% | $54 | 3.19 | $ 1,299 | $ 1,495 | $ 197 | 15% | BRK.B | 0.0% | BERKSHIRE H | 3.1% | multi | USA | |
| 4 | 2% | $57 | 14.6 | $ 2,532 | $ 3,470 | $ 938 | 37% | AMZN | 0.0% | AMAZON.COM | 7.1% | multi | USA | tech |
| 3 | 1% | $49 | 17.5 | $ 2,371 | $ 3,598 | $ 1,236 | 52% | GOOG | 0.4% | ALPHABET IN | 7.4% | multi | USA | tech |
| 2 | 1% | $51 | 9 | $ 3,498 | $ 3,736 | $ 258 | 7% | MSFT | 0.6% | MICROSOFT C | 7.7% | multi | USA | tech |
| 1 | 1% | $54 | 17.55 | $ 3,270 | $ 4,142 | $ 886 | 27% | AAPL | 0.4% | APPLE INC | 8.5% | multi | USA | tech |
| 160 | 29% | $9 | 0.4 | $ 27 | $ 39 | $ 13 | 48% | WMT | 0.8% | WALMART INC | 0.1% | retail | USA | cheap |
| 142 | 21% | $9 | 0.6 | $ 55 | $ 52 | $ (3) | -5% | CL | 0.8% | COLGATE-PAL | 0.1% | retail | USA | clean |
| 118 | 18% | $12 | 0.19 | $ 73 | $ 78 | $ 6 | 8% | HD | 1.0% | HOME DEPOT | 0.2% | retail | USA | home |
| 98 | 12% | $10 | 0.36 | $ 89 | $ 94 | $ 5 | 6% | LOW | 0.7% | LOWES COMPA | 0.2% | retail | USA | home |
| 84 | 14% | $14 | 2 | $ 129 | $ 113 | $ (13) | -8% | CVS | 2.1% | CVS HEALTH | 0.2% | retail | USA | health |
| 60 | 6% | $10 | 0.17 | $ 128 | $ 167 | $ 39 | 31% | COST | 0.4% | COSTCO WHOL | 0.3% | retail | USA | sub |
| 182 | new | $16 | 0.2 | $ 16 | $ 16 | $ 1 | 4% | LRCX | 0.0% | LAM RESEAR | 0.0% | tech | USA | sc’s |
| 181 | new | $18 | 0.1 | $ 18 | $ 18 | $ 0 | 1% | AMAT | 0.0% | APPLIED MA | 0.0% | tech | USA | sc’s |
| 175 | 75% | $12 | 1 | $ 38 | $ 29 | $ (9) | -24% | SMCI | 0.0% | SUPER MICR | 0.1% | tech | USA | sc’s |
| 163 | 48% | $11 | 1.5 | $ 33 | $ 35 | $ 2 | 6% | CPNG | 0.0% | COUPANG IN | 0.1% | tech | Asia | retail |
| 161 | 53% | $14 | 0.75 | $ 51 | $ 39 | $ (11) | -23% | ON | 0.0% | ON SEMICOND | 0.1% | tech | USA | sc’s |
| 156 | 35% | $11 | 0.2 | $ 49 | $ 42 | $ (7) | -14% | NXPI | 0.9% | NXP SEMICO | 0.1% | tech | Europe | sc’s |
| 133 | 17% | $9 | 0.6 | $ 58 | $ 62 | $ 4 | 7% | NTES | 1.0% | NETEASE INC | 0.1% | tech | China | games |
| 117 | 15% | $10 | 0.7 | $ 80 | $ 78 | $ (2) | -2% | PDD | 0.0% | PDD HOLDING | 0.2% | tech | China | retail |
| 96 | 18% | $14 | 0.6 | $ 78 | $ 96 | $ 17 | 22% | ARM | 0.0% | ARM HOLDIN | 0.2% | tech | Europe | hw |
| 74 | 10% | $13 | 1.2 | $ 183 | $ 139 | $ (44) | -24% | AMD | 0.0% | ADVANCED MI | 0.3% | tech | USA | sc’s |
| 73 | 9% | $11 | 0.55 | $ 106 | $ 141 | $ 36 | 34% | IBM | 1.3% | INTERNATIO | 0.3% | tech | USA | cloud |
| 67 | 6% | $9 | 0.36 | $ 197 | $ 157 | $ (39) | -20% | ADBE | 0.0% | ADOBE INC C | 0.3% | tech | USA | sw |
| 46 | 3% | $7 | 0.6 | $ 164 | $ 205 | $ 41 | 25% | CRM | 0.3% | SALESFORCE | 0.4% | tech | USA | cloud |
| 39 | 21% | $45 | 0.35 | $ 283 | $ 259 | $ (23) | -8% | ASML | 0.2% | ASML HOLDIN | 0.5% | tech | Europe | sc’s |
| 30 | 3% | $8 | 1.4 | $ 202 | $ 310 | $ 110 | 55% | AVGO | 0.9% | BROADCOM IN | 0.6% | tech | USA | sc’s |
| 17 | 22% | $92 | 4.3 | $ 406 | $ 516 | $ 111 | 27% | NVDA | 0.0% | NVIDIA CORP | 1.1% | tech | USA | sc’s |
| 7 | 1% | $11 | 4.75 | $ 504 | $ 994 | $ 502 | 100% | TSM | 2.3% | TAIWAN SEMI | 2.0% | tech | Asia | sc’s |
| 119 | 15% | $10 | 0.016 | $ 66 | $ 76 | $ 10 | 15% | BKNG | 0.3% | BOOKING HO | 0.2% | travel | USA | sw |
| 113 | 9% | $7 | 1.2 | $ 85 | $ 80 | $ (5) | -6% | UBER | 0.0% | UBER TECHNO | 0.2% | travel | USA | ride |
| 79 | 12% | $14 | 0.95 | $ 130 | $ 125 | $ (5) | -4% | ABNB | 0.0% | AIRBNB INC | 0.3% | travel | USA | rent |
Did you know that the Chinese car manufacturer BYD employs 900,000 people? Stellantis from the Netherlands employs 260,000. Tesla employs 140,000. All three are reporting $100 Billion or so in revenue.
All Holdings
See the attached PDF of my holdings, it’s colorful.