2024 December ($45,700)
I deposit $1000/mo into a Fidelity investment account, $36,000 total since 2022. I try to pick stocks to hold until retirement.
| Fund | 1-month | 3-month | YTD |
|---|---|---|---|
| My Fund | -0.9% | 2.7% | 17.8% |
| S&P 500 | -2.4% | 2.4% | 25.0% |
| Dow Jones | -3.0% | 2.7% | 23.9% |
I beat the market this month! I went down less. Still well behind on the year.
| QTR | MyFund | S&P 500* |
|---|---|---|
| Q3 22 | 6.4% | 7.5% |
| Q1 23 | 9.9% | 7.5% |
| Q2 23 | 7.1% | 8.7% |
| Q3 23 | -3.5% | -3.3% |
| Q4 23 | 12.3% | 11.7% |
| Q1 24 | 7.5% | 10.% |
| Q2 24 | 2.3% | 4.3% |
| Q3 24 | 3.7% | 5.8% |
| Q4 24 | 2.7% | 2.4%* |
It looks like I won the quarter! (*Waiting on my usual data source for the S&P500 to update.)
Sold
The CEO of United Health (UNH) the largest Health Insurance company globally (and twice the revenue of 2nd place) was assassinated on December 4th.
I have $281 in UNH, a small position that’s 0.5% of my account.
I’ve wanted to be invested in healthcare. It’s the pot of gold at the end of the tech rainbow, the most in-demand product.
But is Health Insurance actually healthcare? I don’t think so, but I wasn’t thinking about that when I started buying these companies a year ago. They could hold us hostage for a huge profit, or become obsolete - weird bet.
| # | shrt | %pos> | thismo | shrs | cost | value | $gain | %gain | tkr | div | description | acct% | cat | area | type |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 43 | 115% | -14% | -$34 | 0.4 | $ 207 | $ 202 | $ (3) | -1% | UNH | 0.9% | UNITEDHEALT | 0.4% | health | USA | insure |
| 133 | 110% | -10% | -$6 | 0.2 | $ 69 | $ 55 | $ (13) | -17% | CI | 0.5% | THE CIGNA G | 0.1% | health | USA | insure |
| 140 | 120% | -18% | -$11 | 0.2 | $ 82 | $ 51 | $ (31) | -33% | HUM | 0.6% | HUMANA INC | 0.1% | health | USA | insure |
| 158 | 160% | -39% | -$24 | 0.1 | $ 59 | $ 37 | $ (22) | -26% | ELV | 0.4% | ELEVANCE HE | 0.1% | health | USA | insure |
My worst performing company in 2024, down 63% over the year, is Moderna, a health technology company.
¯\(ツ)/¯
Bought
I bought 66 different companies this month. I’m still spread wider than I’d like. There are four new positions: two in health technology, one in aerospace, one energy, and Toast Inc in restaurant software.
Sorted by category:
| # | %pos> | thismo | shrs | cost | value | $gain | %gain | tkr | div | description | acct% | cat | area | type |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 30 | 4% | $12 | 0.86 | $ 298 | $ 295 | $ (3) | -1% | CHTR | 0.0% | CHARTER COM | 0.6% | coms | USA | |
| 35 | 5% | $11 | 2.4 | $ 269 | $ 258 | $ (0) | 0% | XOM | 4.0% | EXXON MOBIL | 0.6% | energy | USA | oil |
| 71 | 10% | $13 | 2.2 | $ 144 | $ 138 | $ (1) | -1% | SHEL | 3.5% | SHELL PLC S | 0.3% | energy | Europe | oil |
| 104 | 15% | $10 | 0.8 | $ 90 | $ 79 | $ (9) | -10% | COP | 1.0% | CONOCOPHIL | 0.2% | energy | USA | oil |
| 107 | 17% | $11 | 0.57 | $ 57 | $ 79 | $ 22 | 39% | VST | 0.4% | VISTRA COR | 0.2% | energy | USA | nuclear |
| 118 | 18% | $10 | 0.3 | $ 64 | $ 67 | $ 3 | 5% | CEG | 0.2% | CONSTELLAT | 0.1% | energy | USA | nuclear |
| 127 | 23% | $11 | 2.5 | $ 67 | $ 59 | $ (0) | 0% | EQNR | 10.7% | EQUINOR ASA | 0.1% | energy | Europe | oil |
| 128 | 18% | $9 | 0.7 | $ 58 | $ 59 | $ 2 | 4% | PEG | 1.3% | PUBLIC SVC | 0.1% | energy | USA | nuclear |
| 136 | 12% | $6 | 1 | $ 67 | $ 55 | $ (12) | -18% | TTE | 1.2% | TOTAL ENER | 0.1% | energy | Europe | oil |
| 153 | 22% | $8 | 0.3 | $ 50 | $ 42 | $ (8) | -15% | MPC | 0.4% | MARATHON P | 0.1% | energy | USA | oil |
| 180 | new | $19 | 0.5 | $ 19 | $ 19 | $ 0 | 2% | SLB | 0.0% | SCHLUMBERG | 0.0% | energy | USA | oil |
| 10 | 3% | $19 | 1.86 | $ 510 | $ 588 | $ 80 | 16% | V | 0.4% | VISA INC | 1.3% | finance | USA | credit |
| 11 | 4% | $21 | 1.09 | $ 507 | $ 574 | $ 68 | 13% | MA | 0.3% | MASTERCARD | 1.3% | finance | USA | credit |
| 31 | 6% | $15 | 0.95 | $ 206 | $ 282 | $ 78 | 38% | AXP | 0.8% | AMERICAN EX | 0.6% | finance | USA | credit |
| 94 | 16% | $12 | 0.15 | $ 82 | $ 90 | $ 8 | 10% | MSCI | 0.4% | MSCI INC | 0.2% | finance | USA | indices |
| 101 | 11% | $8 | 0.3 | $ 82 | $ 83 | $ 1 | 1% | CB | 0.3% | CHUBB LIMI | 0.2% | finance | USA | insure |
| 122 | 29% | $14 | 1.3 | $ 53 | $ 64 | $ 16 | 30% | HSBC | 7.8% | HSBC HLDGS | 0.1% | finance | Europe | bank |
| 140 | 36% | $14 | 0.8 | $ 50 | $ 51 | $ 2 | 3% | HDB | 0.3% | HDFC BANK L | 0.1% | finance | Asia | bank |
| 53 | 7% | $13 | 3 | $ 191 | $ 187 | $ 1 | 0% | KO | 2.7% | COCA-COLA C | 0.4% | food | USA | cola |
| 65 | 12% | $16 | 1 | $ 168 | $ 152 | $ (14) | -8% | PEP | 1.3% | PEPSICO INC | 0.3% | food | USA | cola |
| 131 | 18% | $9 | 0.35 | $ 51 | $ 59 | $ 8 | 16% | DASH | 0.0% | DOORDASH I | 0.1% | food | USA | delivery |
| 181 | new | $19 | 0.5 | $ 19 | $ 18 | $ (1) | -5% | TOST | 0.0% | TOAST INC | 0.0% | food | USA | tech |
| 34 | 13% | $30 | 1.8 | $ 285 | $ 260 | $ (20) | -7% | JNJ | 1.8% | JOHNSON &JO | 0.6% | health | USA | tech |
| 86 | 12% | $11 | 0.19 | $ 109 | $ 99 | $ (10) | -9% | TMO | 0.1% | THERMO FISH | 0.2% | health | USA | tech |
| 93 | 15% | $12 | 0.8 | $ 89 | $ 90 | $ 2 | 3% | ABT | 0.6% | ABBOTT LAB | 0.2% | health | USA | tech |
| 98 | 15% | $11 | 1 | $ 126 | $ 86 | $ (40) | -31% | NVO | 0.4% | NOVO NORDIS | 0.2% | health | Europe | pharm |
| 99 | 15% | $11 | 0.33 | $ 100 | $ 86 | $ (12) | -12% | AMGN | 1.2% | AMGEN INC | 0.2% | health | USA | pharm |
| 102 | 12% | $8 | 1 | $ 84 | $ 80 | $ (3) | -4% | MDT | 0.8% | MEDTRONIC P | 0.2% | health | Europe | devices |
| 114 | 17% | $10 | 0.7 | $ 81 | $ 70 | $ (11) | -13% | MRK | 0.5% | MERCK &CO. | 0.2% | health | America | pharm |
| 132 | 28% | $13 | 2 | $ 92 | $ 58 | $ (31) | -34% | BAX | 2.9% | BAXTER INTE | 0.1% | health | USA | pharm |
| 137 | 20% | $9 | 0.3 | $ 50 | $ 53 | $ 5 | 9% | ABBV | 1.6% | ABBVIE INC | 0.1% | health | USA | pharm |
| 157 | 27% | $8 | 0.05 | $ 41 | $ 39 | $ (2) | -5% | LLY | 0.3% | ELI LILLY & | 0.1% | health | USA | pharm |
| 177 | new | $23 | 0.05 | $ 23 | $ 20 | $ (3) | -13% | VRTX | 0.0% | VERTEX PHA | 0.0% | health | USA | pharm |
| 179 | new | $20 | 0.2 | $ 20 | $ 19 | $ (0) | -1% | NVS | 0.0% | NOVARTIS A | 0.0% | health | Europe | biotech |
| 74 | 10% | $11 | 0.55 | $ 139 | $ 126 | $ (12) | -9% | DHR | 0.2% | DANAHER COR | 0.3% | industry | USA | health |
| 76 | 8% | $9 | 0.27 | $ 107 | $ 114 | $ 8 | 7% | DE | 0.7% | DEERE & CO | 0.3% | industry | USA | farm |
| 83 | 10% | $9 | 0.45 | $ 109 | $ 103 | $ (5) | -5% | UNP | 1.1% | UNION PAC C | 0.2% | industry | USA | rail |
| 88 | 12% | $10 | 0.2 | $ 100 | $ 97 | $ (2) | -2% | LMT | 1.3% | LOCKHEED MA | 0.2% | industry | USA | aero |
| 105 | 17% | $11 | 0.35 | $ 72 | $ 79 | $ 7 | 10% | HON | 0.8% | HONEYWELL I | 0.2% | industry | USA | aero |
| 110 | 19% | $12 | 0.21 | $ 75 | $ 76 | $ 2 | 3% | CAT | 0.6% | CATERPILLAR | 0.2% | industry | USA | farm |
| 130 | 17% | $8 | 0.21 | $ 57 | $ 59 | $ 3 | 5% | FDX | 0.6% | FEDEX CORP | 0.1% | industry | USA | post |
| 142 | 21% | $9 | 0.3 | $ 51 | $ 50 | $ (1) | -2% | GE | 0.2% | GE AEROSPA | 0.1% | industry | America | aero |
| 162 | 51% | $12 | 0.3 | $ 35 | $ 35 | $ (1) | -2% | RTX | 0.2% | RTX CORPOR | 0.1% | industry | USA | aero |
| 184 | new | $13 | 0.01 | $ 13 | $ 13 | $ 0 | 1% | TDG | 0.0% | TRANSDIGM | 0.0% | industry | USA | aero |
| 1 | 2% | $80 | 17.33 | $ 3,217 | $ 4,340 | $ 1,138 | 35% | AAPL | 0.5% | APPLE INC | 9.5% | multi | USA | tech |
| 2 | 2% | $80 | 8.88 | $ 3,447 | $ 3,743 | $ 316 | 9% | MSFT | 0.6% | MICROSOFT C | 8.2% | multi | USA | tech |
| 3 | 2% | $79 | 17.25 | $ 2,322 | $ 3,285 | $ 972 | 42% | GOOG | 0.4% | ALPHABET IN | 7.2% | multi | USA | tech |
| 4 | 3% | $80 | 14.35 | $ 2,475 | $ 3,148 | $ 673 | 27% | AMZN | 0.0% | AMAZON.COM | 6.9% | multi | USA | tech |
| 6 | 6% | $80 | 3.07 | $ 1,244 | $ 1,392 | $ 147 | 12% | BRK.B | 0.0% | BERKSHIRE H | 3.1% | multi | USA | |
| 106 | 16% | $11 | 0.32 | $ 79 | $ 79 | $ 0 | 0% | LOW | 0.8% | LOWES COMPA | 0.2% | retail | USA | home |
| 109 | 17% | $11 | 1.7 | $ 115 | $ 76 | $ (35) | -26% | CVS | 2.3% | CVS HEALTH | 0.2% | retail | USA | health |
| 124 | 16% | $9 | 0.16 | $ 61 | $ 62 | $ 2 | 3% | HD | 1.2% | HOME DEPOT | 0.1% | retail | USA | home |
| 145 | 26% | $9 | 0.5 | $ 46 | $ 45 | $ (0) | -1% | CL | 1.0% | COLGATE-PAL | 0.1% | retail | USA | goods |
| 7 | 1% | $10 | 4.7 | $ 494 | $ 928 | $ 443 | 90% | TSM | 1.8% | TAIWAN SEMI | 2.0% | tech | Asia | sc’s |
| 16 | 6% | $28 | 3.6 | $ 314 | $ 483 | $ 170 | 54% | NVDA | 0.0% | NVIDIA CORP | 1.1% | tech | USA | sc’s |
| 28 | 4% | $11 | 1.36 | $ 193 | $ 315 | $ 124 | 64% | AVGO | 1.0% | BROADCOM IN | 0.7% | tech | USA | sc’s |
| 44 | 17% | $29 | 0.29 | $ 237 | $ 201 | $ (36) | -15% | ASML | 0.2% | ASML HOLDIN | 0.4% | tech | Europe | sc’s |
| 45 | 5% | $10 | 1.2 | $ 159 | $ 200 | $ 42 | 26% | ORCL | 0.6% | ORACLE CORP | 0.4% | tech | USA | cloud |
| 48 | 6% | $11 | 0.58 | $ 158 | $ 194 | $ 37 | 23% | CRM | 0.2% | SALESFORCE | 0.4% | tech | USA | cloud |
| 66 | 8% | $11 | 0.34 | $ 188 | $ 151 | $ (37) | -20% | ADBE | 0.0% | ADOBE INC C | 0.3% | tech | USA | sw |
| 72 | 11% | $14 | 1.1 | $ 170 | $ 133 | $ (37) | -22% | AMD | 0.0% | ADVANCED MI | 0.3% | tech | USA | sc’s |
| 81 | 12% | $12 | 0.5 | $ 95 | $ 110 | $ 16 | 17% | IBM | 1.4% | INTERNATIO | 0.2% | tech | USA | cloud |
| 125 | 29% | $14 | 0.5 | $ 64 | $ 62 | $ (2) | -4% | ARM | 0.0% | ARM HOLDIN | 0.1% | tech | Europe | hw |
| 133 | 23% | $11 | 0.6 | $ 70 | $ 58 | $ (12) | -17% | PDD | 0.0% | PDD HOLDING | 0.1% | tech | China | retail |
| 148 | 29% | $10 | 0.5 | $ 49 | $ 45 | $ (4) | -8% | NTES | 1.2% | NETEASE INC | 0.1% | tech | China | games |
| 178 | 245% | $14 | 0.65 | $ 25 | $ 20 | $ (6) | -22% | SMCI | 0.0% | SUPER MICR | 0.0% | tech | USA | sc’s |
| 78 | 14% | $14 | 0.85 | $ 116 | $ 112 | $ (5) | -4% | ABNB | 0.0% | AIRBNB INC | 0.2% | travel | USA | rent |
| 120 | 11% | $7 | 1.1 | $ 78 | $ 66 | $ (12) | -15% | UBER | 0.0% | UBER TECHNO | 0.1% | travel | USA | ride |
All Holdings
See the attached PDF of my holdings, it’s colorful.