2025 July ($57,900)
I deposit $1000/mo into a Fidelity investment account, $43,000 total since 2022. I try to pick stocks to hold until retirement.
| Fund | 1-month | 3-month | 1 Year | 3 Year |
|---|---|---|---|---|
| My Fund | 2.4% | 16.3% | 16.5% | 48.3% |
| S&P 500 | 2.2% | 14.2% | 16.3% | 60.6% |
| Dow Jones | 2.3% | 14.4% | 15.3% | 57.8% |
I have been investing for three years now - a new column! Over these three years I have an annualized return of 14%/yr, compared to the S&P 500’s 17%/yr. The next new column is at 5yrs.
Bought
Back to buying 76 different positions this month. One new position, Cloudflare (NET), which I’m a little late on.
| # | %pos> | thismo | shrs | cost | value | $gain | %price | $div-f | tkr | div-f | description | acct% | cat | area | type |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 1% | $50 | 9.46 | $ 3,690 | $ 4,958 | $ 1,304 | 34% | $ 35 | MSFT | 1.0% | MICROSOFT C | 8.8% | multi | USA | tech |
| 2 | 34% | $1,105 | 25 | $ 2,947 | $ 4,343 | $ 1,396 | 47% | $ 0 | NVDA | 0.0% | NVIDIA CORP | 7.7% | tech | USA | sc’s |
| 4 | 1% | $52 | 18.4 | $ 3,460 | $ 3,724 | $ 287 | 8% | $ 24 | AAPL | 0.7% | APPLE INC | 6.6% | multi | USA | tech |
| 5 | 1% | $44 | 18.5 | $ 2,549 | $ 3,514 | $ 980 | 38% | $ 15 | GOOG | 0.6% | ALPHABET IN | 6.2% | multi | USA | tech |
| 6 | 2% | $55 | 15.5 | $ 2,723 | $ 3,329 | $ 606 | 22% | $ - | AMZN | 0.0% | AMAZON.COM | 5.9% | multi | USA | tech |
| 7 | 3% | $49 | 3.57 | $ 1,488 | $ 1,688 | $ 200 | 13% | $ - | BRK.B | 0.0% | BERKSHIRE H | 3.0% | multi | USA | |
| 8 | 5% | $57 | 5.25 | $ 604 | $ 1,235 | $ 649 | 104% | $ 15 | TSM | 2.5% | TAIWAN SEMI | 2.2% | tech | Asia | sc’s |
| 12 | 2% | $13 | 16.7 | $ 1,006 | $ 725 | $ (250) | -28% | $ 31 | OXY | 3.1% | OCCIDENTAL | 1.3% | energy | USA | oil |
| 13 | 2% | $11 | 2.03 | $ 568 | $ 689 | $ 125 | 21% | $ 4 | V | 0.8% | VISA INC | 1.2% | finance | USA | credit |
| 14 | 2% | $11 | 1.2 | $ 567 | $ 672 | $ 108 | 18% | $ 3 | MA | 0.5% | MASTERCARD | 1.2% | finance | USA | credit |
| 20 | 5% | $22 | 1.65 | $ 257 | $ 476 | $ 223 | 86% | $ 4 | AVGO | 1.5% | BROADCOM IN | 0.8% | tech | USA | sc’s |
| 24 | 6% | $23 | 2.5 | $ 392 | $ 418 | $ 37 | 7% | $ 11 | JNJ | 2.8% | JOHNSON &JO | 0.7% | health | USA | goods |
| 25 | 7% | $24 | 0.51 | $ 398 | $ 352 | $ (44) | -12% | $ 2 | ASML | 0.5% | ASML HOLDIN | 0.6% | tech | Europe | sc’s |
| 27 | 3% | $11 | 1.4 | $ 193 | $ 342 | $ 152 | 77% | $ 3 | ORCL | 1.4% | ORACLE CORP | 0.6% | tech | USA | cloud |
| 28 | 3% | $10 | 1.16 | $ 269 | $ 341 | $ 76 | 27% | $ 3 | AXP | 1.2% | AMERICAN EX | 0.6% | finance | USA | credit |
| 32 | 4% | $11 | 2.9 | $ 325 | $ 318 | $ 9 | -2% | $ 16 | XOM | 5.0% | EXXON MOBIL | 0.6% | energy | USA | oil |
| 37 | 5% | $14 | 1.6 | $ 228 | $ 275 | $ 46 | 20% | $ - | AMD | 0.0% | ADVANCED MI | 0.5% | tech | USA | sc’s |
| 38 | 4% | $11 | 3.85 | $ 248 | $ 265 | $ 26 | 7% | $ 9 | KO | 3.6% | COCA-COLA C | 0.5% | retail | USA | food |
| 41 | 4% | $9 | 1.71 | $ 205 | $ 253 | $ 58 | 24% | $ 9 | QCOM | 4.4% | QUALCOMM IN | 0.4% | tech | USA | sc’s |
| 43 | 8% | $17 | 1.3 | $ 96 | $ 234 | $ 157 | 43% | $ 16 | TM | 4.8% | TOYOTA MOTO | 0.4% | industry | Asia | cars |
| 47 | 5% | $11 | 0.41 | $ 181 | $ 224 | $ 45 | 24% | $ 2 | SPGI | 1.0% | S&P GLOBAL | 0.4% | finance | USA | rating |
| 48 | 5% | $10 | 0.44 | $ 175 | $ 221 | $ 48 | 26% | $ 2 | MCO | 1.1% | MOODYS CORP | 0.4% | finance | USA | rating |
| 53 | 5% | $10 | 0.21 | $ 167 | $ 200 | $ 34 | 20% | $ 1 | COST | 0.6% | COSTCO WHOL | 0.4% | retail | USA | store |
| 55 | 5% | $9 | 1.38 | $ 224 | $ 192 | $ (25) | -14% | $ 7 | PEP | 3.1% | PEPSICO INC | 0.3% | retail | USA | food |
| 60 | 6% | $11 | 0.72 | $ 198 | $ 181 | $ (16) | -9% | $ 1 | CRM | 0.6% | SALESFORCE | 0.3% | tech | USA | cloud |
| 61 | 6% | $10 | 0.85 | $ 99 | $ 177 | $ 78 | 79% | $ 1 | VST | 0.6% | VISTRA COR | 0.3% | energy | USA | nuclear |
| 62 | 6% | $10 | 0.51 | $ 118 | $ 174 | $ 56 | 47% | $ 0 | CEG | 0.4% | CONSTELLAT | 0.3% | energy | USA | nuclear |
| 63 | 6% | $10 | 0.73 | $ 149 | $ 173 | $ 27 | 17% | $ 2 | TMUS | 1.3% | T-MOBILE US | 0.3% | media | USA | coms |
| 64 | 9% | $14 | 2.75 | $ 179 | $ 172 | $ 1 | -4% | $ 8 | CVS | 4.0% | CVS HEALTH | 0.3% | retail | USA | health |
| 65 | 7% | $11 | 1.12 | $ 176 | $ 169 | $ (2) | -4% | $ 5 | PG | 3.0% | PROCTER AND | 0.3% | retail | USA | health |
| 69 | 7% | $10 | 1.9 | $ 279 | $ 161 | $ (101) | -42% | $ 17 | UPS | 6.1% | UNITED PARC | 0.3% | industry | USA | post |
| 70 | 8% | $12 | 0.46 | $ 237 | $ 160 | $ (77) | -33% | $ - | ADBE | 0.0% | ADOBE INC C | 0.3% | tech | USA | sw |
| 72 | 7% | $10 | 0.8 | $ 192 | $ 158 | $ (33) | -18% | $ 1 | DHR | 0.4% | DANAHER COR | 0.3% | health | USA | industry |
| 74 | 8% | $12 | 0.35 | $ 125 | $ 150 | $ 26 | 20% | $ 1 | CAT | 1.0% | CATERPILLAR | 0.3% | industry | USA | farm |
| 75 | 7% | $10 | 3.2 | $ 161 | $ 150 | $ 1 | -7% | $ 11 | SNY | 6.5% | SANOFI ADR | 0.3% | health | Europe | pharm |
| 76 | 8% | $11 | 4.6 | $ 169 | $ 150 | $ (7) | -11% | $ 12 | CMCSA | 7.0% | COMCAST COR | 0.3% | media | USA | coms |
| 78 | 7% | $9 | 1.7 | $ 122 | $ 148 | $ 25 | 21% | $ - | UBER | 0.0% | UBER TECHNO | 0.3% | tech | USA | rides |
| 79 | 7% | $10 | 0.59 | $ 98 | $ 147 | $ 49 | 50% | $ - | DASH | 0.0% | DOORDASH I | 0.3% | tech | USA | retail |
| 80 | 6% | $8 | 0.49 | $ 145 | $ 145 | $ 3 | 0% | $ 3 | AMGN | 2.3% | AMGEN INC | 0.3% | health | USA | pharm |
| 82 | 7% | $9 | 0.34 | $ 164 | $ 143 | $ (18) | -13% | $ 3 | LMT | 1.9% | LOCKHEED MA | 0.3% | industry | USA | aero |
| 84 | 10% | $12 | 0.3 | $ 164 | $ 139 | $ (24) | -15% | $ 0 | TMO | 0.2% | THERMO FISH | 0.2% | health | USA | tech |
| 88 | 10% | $12 | 0.6 | $ 127 | $ 131 | $ 5 | 2% | $ 2 | HON | 1.3% | HONEYWELL I | 0.2% | industry | USA | aero |
| 89 | 10% | $11 | 0.024 | $ 106 | $ 129 | $ 24 | 22% | $ 1 | BKNG | 0.6% | BOOKING HO | 0.2% | tech | USA | hotel |
| 91 | 12% | $13 | 1 | $ 102 | $ 127 | $ 27 | 24% | $ 2 | NTES | 2.1% | NETEASE INC | 0.2% | tech | China | games |
| 94 | 10% | $12 | 0.47 | $ 131 | $ 126 | $ (4) | -4% | $ 1 | CB | 1.0% | CHUBB LIMI | 0.2% | finance | USA | insure |
| 97 | 11% | $12 | 0.4 | $ 113 | $ 121 | $ 11 | 7% | $ 3 | MCD | 2.5% | MCDONALD S | 0.2% | retail | USA | food |
| 98 | 9% | $10 | 1.1 | $ 125 | $ 121 | $ (4) | -3% | $ (0) | PDD | 0.0% | PDD HOLDING | 0.2% | tech | China | retail |
| 100 | 8% | $9 | 1.3 | $ 138 | $ 121 | $ (15) | -13% | $ 3 | COP | 1.9% | CONOCOPHIL | 0.2% | energy | USA | oil |
| 101 | 8% | $9 | 1.4 | $ 139 | $ 121 | $ (18) | -13% | $ (0) | BIDU | 0.0% | BAIDU INC S | 0.2% | tech | China | sw |
| 102 | 12% | $12 | 2 | $ 127 | $ 118 | $ (4) | -7% | $ 4 | TTE | 3.2% | TOTAL ENER | 0.2% | energy | Europe | oil |
| 104 | 10% | $10 | 0.72 | $ 90 | $ 113 | $ 24 | 25% | $ 1 | RTX | 0.9% | RTX CORPOR | 0.2% | industry | USA | aero |
| 106 | 10% | $10 | 0.66 | $ 103 | $ 109 | $ 7 | 6% | $ 1 | MPC | 1.1% | MARATHON P | 0.2% | energy | USA | oil |
| 108 | 9% | $9 | 0.55 | $ 98 | $ 107 | $ 12 | 10% | $ 2 | ABBV | 2.2% | ABBVIE INC | 0.2% | health | USA | pharm |
| 113 | 14% | $12 | 1.25 | $ 130 | $ 99 | $ (29) | -24% | $ 3 | MRK | 2.0% | MERCK &CO. | 0.2% | health | America | pharm |
| 114 | 14% | $12 | 0.8 | $ 88 | $ 98 | $ 12 | 12% | $ 2 | DUK | 2.2% | DUKE ENERG | 0.2% | energy | Europe | util |
| 123 | 15% | $11 | 0.4 | $ 104 | $ 87 | $ (16) | -17% | $ 2 | FDX | 1.5% | FEDEX CORP | 0.2% | industry | USA | post |
| 124 | 18% | $13 | 0.65 | $ 92 | $ 87 | $ (3) | -5% | $ 2 | VLO | 1.9% | VALERO ENER | 0.2% | energy | USA | oil |
| 126 | 12% | $9 | 0.9 | $ 75 | $ 85 | $ 13 | 15% | $ 2 | SO | 2.3% | SOUTHERN C | 0.2% | energy | USA | util |
| 127 | 12% | $9 | 1 | $ 92 | $ 84 | $ (7) | -9% | $ 1 | CL | 1.3% | COLGATE-PAL | 0.1% | retail | USA | clean |
| 130 | 18% | $12 | 0.7 | $ 74 | $ 81 | $ 9 | 9% | $ 2 | NVS | 2.3% | NOVARTIS A | 0.1% | health | Europe | biotech |
| 131 | 15% | $10 | 1.65 | $ 176 | $ 80 | $ (94) | -55% | $ 1 | NVO | 0.8% | NOVO NORDIS | 0.1% | health | Europe | pharm |
| 132 | 18% | $12 | 0.21 | $ 77 | $ 79 | $ 2 | 3% | $ 0 | SYK | 0.5% | STRYKER CO | 0.1% | health | USA | tech |
| 133 | 14% | $10 | 0.8 | $ 65 | $ 79 | $ 15 | 22% | $ 1 | WMT | 0.8% | WALMART INC | 0.1% | retail | USA | store |
| 137 | 11% | $8 | 0.1 | $ 82 | $ 76 | $ (5) | -7% | $ 0 | LLY | 0.5% | ELI LILLY & | 0.1% | health | USA | pharm |
| 138 | 18% | $12 | 0.24 | $ 63 | $ 75 | $ 12 | 18% | $ 0 | GD | 0.5% | GENERAL DY | 0.1% | industry | USA | aero |
| 144 | 27% | $15 | 0.1 | $ 65 | $ 70 | $ 5 | 8% | $ 0 | MCK | 0.1% | MCKESSON C | 0.1% | health | USA | tech |
| 145 | 15% | $9 | 0.15 | $ 69 | $ 69 | $ 1 | 1% | $ - | VRTX | 0.0% | VERTEX PHA | 0.1% | health | USA | pharm |
| 146 | 21% | $12 | 0.24 | $ 63 | $ 69 | $ 7 | 10% | $ 0 | COR | 0.2% | CENCORA IN | 0.1% | health | USA | tech |
| 147 | 15% | $9 | 0.05 | $ 68 | $ 69 | $ 1 | 1% | $ - | FICO | 0.0% | FAIR ISAAC | 0.1% | finance | USA | credit |
| 149 | 21% | $11 | 0.11 | $ 54 | $ 65 | $ 11 | 20% | $ 0 | NOC | 0.6% | NORTHROP G | 0.1% | industry | USA | aero |
| 150 | 19% | $10 | 0.65 | $ 52 | $ 63 | $ 11 | 20% | $ 0 | LRCX | 0.4% | LAM RESEAR | 0.1% | tech | USA | sc’s |
| 156 | 21% | $9 | 0.3 | $ 51 | $ 54 | $ 3 | 5% | $ 0 | AMAT | 0.4% | APPLIED MA | 0.1% | tech | USA | sc’s |
| 168 | 28% | $10 | 5 | $ 83 | $ 44 | $ (29) | -39% | $ 8 | STLA | 8.4% | STELLANTIS | 0.1% | industry | Europe | cars |
| 175 | 52% | $10 | 0.06 | $ 30 | $ 29 | $ (1) | -2% | $ - | ISRG | 0.0% | INTUITIVE | 0.1% | health | USA | robo |
| 177 | 115% | $10 | 0.08 | $ 20 | $ 19 | $ (1) | -6% | $ 0 | EFX | 0.1% | EQUIFAX IN | 0.0% | finance | USA | credit |
| 179 | new | $10 | 0.05 | $ 10 | $ 10 | $ 0 | 2% | $ - | NET | 0.0% | CLOUDFLARE | 0.0% | tech | USA | cloud |
All Holdings
I’m one day late on downloading my stock data this month, and the S&P 500 dropped 2% today, with Amazon down -8%, so this isn’t exactly correct for the month of July.
See the attached PDF of my holdings, it’s colorful.